At Fidelity Home Group, we are Florida DSCR Loan Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

The DSCR loan is used on investment properties using the property’s annual net operating income and its annual mortgage debt, including principal and interest. Lenders use DSCR to analyze how much of a loan can be supported by the income coming from the property as well as to determine how much income coverage there will be at a specific loan amount.

Debt Service Coverage Ratio [ DSCR ] program focuses on the property cashflow, so no other income documents are required.